A lender-ready business plan is a repayment case, not merely a presentation of the idea.
Market, budget, schedule, model and evidence must form one consistent case.
Structure and core calculations
Present a clear chain from market evidence to operating drivers, cash flow and the decision required. Every material assumption needs a source or transparent rationale.
Linking assumptions and outputs
Present a clear chain from market evidence to operating drivers, cash flow and the decision required. Every material assumption needs a source or transparent rationale.
Evidence and scenarios
Present a clear chain from market evidence to operating drivers, cash flow and the decision required. Every material assumption needs a source or transparent rationale.
Pre-publication checklist
- define the document purpose and recipient;
- reconcile all amounts and dates;
- support market assumptions with evidence;
- include CAPEX, working capital and tax;
- test a base and downside scenario.
Frequently asked questions
How often should the material be updated?
Whenever market data, pricing, programme rules or project parameters change.
Can the narrative and model be separate?
Yes, but they must use the same assumptions, figures and timing.
Where should preparation start?
With the recipient’s requirements and a source-data completeness review.
Official sources and current requirements
Financing terms and programme requirements change. Confirm the current documents with the relevant lender or institution before applying.