01BANK
Commercial banks
For operating businesses with verifiable turnover, credit history and sufficient collateral.
Terms are determined by the funding institution.
KIR CONSULTING · KAZAKHSTAN
Financing advisory
for your business.
We assess lending options for LLPs and sole proprietors for equipment, investment and working capital. We review the borrower and explain the amount and terms they can realistically target.
Discuss a projectAlmaty · Astana · Projects across Kazakhstan
Financing channels we work with
SOURCES OF CAPITAL
Financing channels we work with
We compare available instruments and select those that match the business stage, sector, turnover and collateral position.
02DAMU
Damu Entrepreneurship Fund
Subsidy and guarantee instruments delivered in conjunction with banks. We identify the programme and prepare the project for review.
Terms are determined by the funding institution.
Official terms ↗03ACC
Agrarian Credit Corporation
Financing for agriculture, processing and other projects in the agro-industrial sector.
Terms are determined by the funding institution.
Official terms ↗04IDF
Industrial Development Fund
Leasing and financing instruments for equipment, production lines and industrial modernisation.
Terms are determined by the funding institution.
Official terms ↗05PRIVATE
Private investors and MFIs
Flexible instruments where speed matters or conventional bank financing is not yet available.
Terms are determined by the funding institution.
PRELIMINARY SCREENING
First, we establish whether the business qualifies
A complete business plan is not required for the initial review. Answers to key questions and core financial documents are enough.
Purpose and amount
What the funds are needed for, the required amount and preferred term.
Borrower or guarantor
An operating business or a guarantor with verifiable turnover.
Security
Available collateral, its type, ownership and indicative value.
What we need for the initial review
DOCUMENTS
What we need for the initial review
These documents allow us to assess repayment capacity, debt burden and the realistic value of security.
Do not send confidential documents through the open form. After initial contact, we will agree a secure method for transferring files.
Bank statements for 2025 and 2026
For the operating LLP, sole proprietor or guarantor.
Credit history report
A current credit history report for the LLP or sole proprietor.
Collateral documents
A valuation report or title documents for the asset.
Financing parameters
Purpose, amount, term and a short description of the business or project.
OUTCOME
What you receive after the review
The preliminary opinion does not replace a creditor decision, but it provides a realistic route towards application.
READY TO APPLY
An application and supporting package can be prepared.
CONDITIONALLY ELIGIBLE
Specific issues need to be resolved.
STRENGTHENING REQUIRED
A guarantor, additional security or revised amount is required.
NOT YET ELIGIBLE
We explain the reasons and a possible preparation plan.
From screening to application
HOW WE WORK
From screening to application
Review
Purpose, amount, turnover, debt burden and collateral.
Select
Bank, Damu, ACC, IDF, private investor or MFI.
Prepare
Financial model, business plan, feasibility study and application when required.
Support
Answer questions and update materials through to a decision.
FREQUENTLY ASKED QUESTIONS
Before the first consultation
Do you guarantee financing approval?
No. The decision is made by the bank, fund, MFI or investor. We assess the project, prepare documentation and support the review.
Can I approach you without a business plan?
Yes. Financing parameters, bank statements, credit history and collateral information are sufficient for the initial review.
Are there options if collateral is insufficient?
A guarantee instrument, guarantor, additional security or private financing may be considered in some cases. Options depend on the project and programme.
Who sets the rate and total financing cost?
The funding institution sets the final rate and total cost after reviewing the project. Programme terms and applicability must be checked before applying.
CASES RELEVANT TO YOUR OBJECTIVE
Projects prepared for financing.
All casesExamples of business plans prepared for financing. A completed documentation package does not mean loan approval or disbursement.
Logistics & warehousing
URAN — commercial vehicle fleet expansion
Expansion objectives, cash flow and debt burden.
DeliverablesBusiness plan for financing
Open caseLogistics & warehousing
YIDAO Logistics container terminal expansion
Expansion project structure and financing package.
DeliverablesBusiness plan for financing
Open caseManufacturing
Aluminium window and door manufacturing
Equipment, operating plan and production financing case.
DeliverablesBusiness plan for financing
Open caseRESOURCES
Understand before deciding.
Articles explain requirements, help prepare source data and guide the choice of engagement format.
All resourcesNEXT STEP
Let's start with your objective.
Tell us about the project, the intended recipient and available materials. After reviewing the inputs we will define scope, fee and timeline.
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Purpose: Financing advisory
KIR Consulting does not lend or guarantee funding. Decisions are made by the bank, fund, MFI or investor. The scope of advisory support is agreed separately.